Sausalito Mortgage Broker for Condo, Jumbo and Refinance Loans
Sausalito mortgage broker Ted Erickson arranges condo, jumbo, refinance and cash-out loans for Sausalito buyers and owners (94965), shopping many lenders for the one whose rules fit the property. Marin’s 2026 conforming loan limit is $1,249,125. He checks the building and the insurance before you write an offer.
5.0 Google Rating
NMLS #223442
24 Years Closing Loans
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In Sausalito, the property type decides the loan.
Small condo buildings, hillside homes and waterfront parcels each bring their own lender questions, and a bank that says no to the building can sink a Sausalito deal days before closing. As a broker, Ted looks for a lender that will finance the property you picked.
Ted helps buyers, homeowners, self-employed borrowers and real estate investors:
Just straight answers from a loan officer with 24 years in the business.
Sausalito Mortgage Loans by Property Type
Ted matches Sausalito borrowers to the right program: a condo loan, including non-warrantable buildings, a jumbo loan for a hillside home, a refinance mortgage, or a cash out refinance that taps your equity.
Loans for Homeowners
Loans for Investors and Hard Files
Sausalito Mortgage Facts at a Glance
Key numbers for buying or refinancing in Sausalito. Values move, so ask Ted about a specific property.
| Sausalito item | 2026 figure |
|---|---|
| County | Marin County |
| Median value of owner-occupied homes | $1,894,600 (U.S. Census ACS, 2020-2024) |
| 2026 conforming loan limit, 1 unit | $1,249,125 |
| 2026 conforming loan limit, 2 units | $1,599,375 |
| Owner-occupied homes | 59.6% (U.S. Census ACS, 2020-2024) |
| Short-term rentals | Rentals under 30 days are prohibited in residential zones (Sausalito Municipal Code 10.22.030) |
| Ferry | Golden Gate Ferry and Blue and Gold Fleet service to San Francisco |
| Loans Ted arranges | Purchase, refinance, cash-out, FHA, VA, bank-statement, DSCR, bridge, fix-and-flip and asset-based |
| Licensing | Ted Erickson NMLS #223442, Barrett Financial Group NMLS #181106 |
Why use a Sausalito mortgage broker instead of a bank?
A bank lends under one set of condo and jumbo rules. A Sausalito mortgage broker compares many lenders, including portfolio lenders that finance small or non-warrantable condo buildings banks turn down. Ted lives nearby in Novato and handles your file from first call to closing. Call or text (415) 717-0477.
From application to closing, without the stress
1. Tell Ted Your Goal
A quick call to understand your situation, your timeline and what matters most to you.
2. Ted Shops Your Loan
As a broker, Ted compares programs across lenders and finds the structure that fits your file.
3. Close With Confidence
Clear updates from application to closing, so nothing catches you off guard.
Google Reviews
What borrowers say about Ted
“Two other lenders tried to fund our loan and failed. Time was running out, and the whole transaction felt stuck… He looked at the file, asked good questions, and found a path forward that the others missed… We closed on time, and the stress dropped the moment he took over.”
Real Loan Saves for Marin and Sonoma Borrowers
Real outcomes from Ted's Google reviews. Read each full review on Google.
Buying and Owning in Sausalito
Sausalito sits on the bay just north of the Golden Gate Bridge, with areas like Downtown along Bridgeway, the Caledonia District, Gate 5 and the Turney Street area. Marinas line the north waterfront, from Clipper Yacht Harbor to Schoonmaker Point, and the floating-home communities near Waldo Point are a local landmark.
The median owner-occupied home value is about $1.89 million, above Marin's 2026 conforming limit of $1,249,125, and many buyers start with a condo. Gate 5 Road floods often and the city is preparing a sea level rise plan, so Ted checks flood zones and insurance early.
Investors should know Sausalito prohibits rentals under 30 days in residential zones, so DSCR loans here need long-term rent numbers. Floating homes are a specialty financing question, so call Ted before you write an offer on one.
Ted also helps borrowers in nearby Mill Valley, Tiburon, Corte Madera and Novato, and across Marin and Sonoma counties.
Sausalito Mortgage Questions
Happy to help. If you don't see your question here, call or text Ted.
Call or text (415) 717-0477
Ready to Get the Right Sausalito Mortgage?
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By submitting, you agree Ted may call, text or email you. Msg and data rates may apply. Reply STOP to opt out. Disclosures
Your California mortgage broker for purchase, refinance and investor loans.
Call or text (415) 717-0477
tederickson@barrettfinancial.com
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Areas We Serve
Serving Marin, Sonoma and All of California
© 2026 Ted Erickson · Barrett Financial Group, L.L.C. NMLS #181106 · Ted Erickson NMLS #223442
Theodore Emery Erickson · NMLS #223442 · (415) 717-0477
Barrett Financial Group, L.L.C. · NMLS #181106 · NMLS Consumer Access
Branch: 3207 Grey Hawk Court, Suite 110, Carlsbad, CA 92010
CA 60DBO-46052 and 41DBO-148702. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity. Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines and property eligibility.