Larkspur Mortgage Broker for Refinance, Jumbo and Purchase Loans
Larkspur mortgage broker Ted Erickson arranges refinance, cash-out, jumbo and purchase loans for Larkspur and Greenbrae borrowers (94939), comparing many lenders to find the right fit. Marin’s 2026 conforming loan limit is $1,249,125. He checks flood zones and condo rules before you commit.
5.0 Google Rating
NMLS #223442
24 Years Closing Loans
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In Larkspur, timing and the right lender both matter.
A flood-zone property near Corte Madera Creek, a condo with HOA questions or income that does not fit a bank’s box can stall a Larkspur loan just before closing. As a broker, Ted shops your loan across lenders instead of forcing it into one bank’s rules.
Ted helps buyers, homeowners, self-employed borrowers and real estate investors:
Just straight answers from a loan officer with 24 years in the business.
Larkspur Home Loans for Buyers and Owners
Ted matches Larkspur borrowers to the program that fits: a refinance mortgage, a cash out refinance that taps your equity, a jumbo loan for a purchase above the conforming limit, or a bank statement loan for self-employed buyers.
Loans for Homeowners
Loans for Investors and Hard Files
Larkspur Mortgage Facts at a Glance
Key numbers for buying or refinancing in Larkspur. Values move, so ask Ted about a specific property.
| Larkspur item | 2026 figure |
|---|---|
| County | Marin County |
| Median value of owner-occupied homes | $1,996,600 (U.S. Census ACS, 2020-2024) |
| 2026 conforming loan limit, 1 unit | $1,249,125 |
| 2026 conforming loan limit, 2 units | $1,599,375 |
| Owner-occupied homes | 46.5% (U.S. Census ACS, 2020-2024) |
| Ferry and rail | Golden Gate Ferry at Larkspur Landing and the SMART Larkspur station |
| Flood control | Marin County Flood Control Zone 9 (Ross Valley) |
| Loans Ted arranges | Purchase, refinance, cash-out, FHA, VA, bank-statement, DSCR, bridge, fix-and-flip and asset-based |
| Licensing | Ted Erickson NMLS #223442, Barrett Financial Group NMLS #181106 |
Why use a Larkspur mortgage broker instead of a bank?
A bank only offers its own programs. A Larkspur mortgage broker compares many lenders, which helps with flood-zone homes, condos near the ferry and self-employed income. Ted lives nearby in Novato and is a Marin County mortgage broker you can reach directly at (415) 717-0477 from application to closing.
From application to closing, without the stress
1. Tell Ted Your Goal
A quick call to understand your situation, your timeline and what matters most to you.
2. Ted Shops Your Loan
As a broker, Ted compares programs across lenders and finds the structure that fits your file.
3. Close With Confidence
Clear updates from application to closing, so nothing catches you off guard.
Google Reviews
What borrowers say about Ted
“Two other lenders tried to fund our loan and failed. Time was running out, and the whole transaction felt stuck… He looked at the file, asked good questions, and found a path forward that the others missed… We closed on time, and the stress dropped the moment he took over.”
Real Loan Saves for Marin and Sonoma Borrowers
Real outcomes from Ted's Google reviews. Read each full review on Google.
Buying and Refinancing in Larkspur
Larkspur runs from the historic downtown along Magnolia Avenue, home to the Lark Theater and City Hall, through Madrone Canyon and Murray Park to Larkspur Landing and part of Greenbrae. Marin Country Mart sits next to the ferry, and the downtown district is listed on the National Register of Historic Places.
Larkspur's median owner-occupied home value is about $2 million, above Marin's 2026 conforming limit of $1,249,125, and fewer than half of homes are owner-occupied, so condos and townhomes are a common way in. Parts of town sit in FEMA flood areas within Flood Control Zone 9, so Ted checks flood insurance early.
Commuters can ride the Golden Gate Ferry from Larkspur Landing or take SMART from the Larkspur station. Ted handles refinances, cash-out loans, condo purchases and jumbo loans, plus bank statement loans for self-employed borrowers.
Ted also helps borrowers in nearby San Anselmo, Corte Madera, San Rafael and Fairfax, and across Marin and Sonoma counties.
Larkspur Mortgage Questions
Happy to help. If you don't see your question here, call or text Ted.
Call or text (415) 717-0477
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By submitting, you agree Ted may call, text or email you. Msg and data rates may apply. Reply STOP to opt out. Disclosures
Your California mortgage broker for purchase, refinance and investor loans.
Call or text (415) 717-0477
tederickson@barrettfinancial.com
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Serving Marin, Sonoma and All of California
© 2026 Ted Erickson · Barrett Financial Group, L.L.C. NMLS #181106 · Ted Erickson NMLS #223442
Theodore Emery Erickson · NMLS #223442 · (415) 717-0477
Barrett Financial Group, L.L.C. · NMLS #181106 · NMLS Consumer Access
Branch: 3207 Grey Hawk Court, Suite 110, Carlsbad, CA 92010
CA 60DBO-46052 and 41DBO-148702. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity. Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines and property eligibility.