Mill Valley Mortgage Broker for Jumbo Loans and Refinancing
Mill Valley mortgage broker Ted Erickson arranges jumbo, refinance, cash-out and bank statement loans for Mill Valley buyers and homeowners (94941), shopping many lenders instead of one bank’s rules. Marin’s 2026 conforming loan limit is $1,249,125, and Mill Valley’s median home value sits well above it.
5.0 Google Rating
NMLS #223442
24 Years Closing Loans
Get Your Mortgage Options
By submitting, you agree Ted may call, text or email you. Msg and data rates may apply. Reply STOP to opt out. Disclosures
In Mill Valley, the house is only half the approval.
Canyon lots, older homes and fire-zone insurance can stall a Mill Valley loan right before closing, and most loans here are jumbo, where every lender writes its own rules. As a broker, Ted matches your file to the lender whose rules already fit it.
Ted helps buyers, homeowners, self-employed borrowers and real estate investors:
Just straight answers from a loan officer with 24 years in the business.
Mill Valley Home Loans That Fit Jumbo Prices
Ted matches Mill Valley borrowers to the right program: a jumbo loan for a purchase above the conforming limit, a refinance mortgage, a cash out refinance that taps your equity, or a self employed mortgage based on a bank statement loan.
Loans for Homeowners
Loans for Investors and Hard Files
Mill Valley Mortgage Facts at a Glance
Key numbers for buying or refinancing in Mill Valley. Values move, so ask Ted about a specific property.
| Mill Valley item | 2026 figure |
|---|---|
| County | Marin County |
| Median value of owner-occupied homes | $2,000,000+ (U.S. Census ACS, 2020-2024) |
| 2026 conforming loan limit, 1 unit | $1,249,125 |
| 2026 conforming loan limit, 2 units | $1,599,375 |
| Owner-occupied homes | 66.2% (U.S. Census ACS, 2020-2024) |
| Flood control | Marin County Flood Control Zone 3 (Richardson Bay) |
| Wildfire maps | Covered by the 2025 CAL FIRE hazard map update for Southern Marin Fire |
| Loans Ted arranges | Purchase, refinance, cash-out, FHA, VA, bank-statement, DSCR, bridge, fix-and-flip and asset-based |
| Licensing | Ted Erickson NMLS #223442, Barrett Financial Group NMLS #181106 |
Why use a Mill Valley mortgage broker instead of a bank?
A bank can only offer its own jumbo guidelines. A Mill Valley mortgage broker compares many lenders, which matters when a hillside home, self-employed income or an insurance quote does not fit one bank’s box. Ted lives nearby in Novato and handles your file directly. Call or text (415) 717-0477.
From application to closing, without the stress
1. Tell Ted Your Goal
A quick call to understand your situation, your timeline and what matters most to you.
2. Ted Shops Your Loan
As a broker, Ted compares programs across lenders and finds the structure that fits your file.
3. Close With Confidence
Clear updates from application to closing, so nothing catches you off guard.
Google Reviews
What borrowers say about Ted
“Two other lenders tried to fund our loan and failed. Time was running out, and the whole transaction felt stuck… He looked at the file, asked good questions, and found a path forward that the others missed… We closed on time, and the stress dropped the moment he took over.”
Real Loan Saves for Marin and Sonoma Borrowers
Real outcomes from Ted's Google reviews. Read each full review on Google.
Buying and Refinancing in Mill Valley
Mill Valley sits at the foot of Mount Tamalpais, with neighborhoods like Blithedale Canyon, Cascade Canyon, Sycamore Park and Scott Highlands, and Homestead Valley and Tam Valley just outside city limits. Downtown centers on Lytton Square, the Sequoia Theatre and Old Mill Park, and the Dipsea Race has started here since 1905.
The median value of owner-occupied homes in Mill Valley is over $2 million, well above Marin's 2026 conforming limit of $1,249,125, so most purchases here are jumbo loans. Creek and tidal flooding fall under Flood Control Zone 3, and fire-zone insurance can add cost, so Ted checks both before you commit.
Self-employed buyers can qualify with a bank statement loan, and owners with equity can use a cash-out refinance or a bridge loan to buy before they sell. Commuters use the Golden Gate Transit park-and-rides at Manzanita and Seminary Drive.
Ted also helps borrowers in nearby Tiburon, Sausalito, Corte Madera and Larkspur, and across Marin and Sonoma counties.
Mill Valley Mortgage Questions
Happy to help. If you don't see your question here, call or text Ted.
Call or text (415) 717-0477
Ready to Get the Right Mill Valley Mortgage?
Don't settle for the first answer from the first bank.
Fill out the form and Ted will reach out to you personally.
By submitting, you agree Ted may call, text or email you. Msg and data rates may apply. Reply STOP to opt out. Disclosures
Your California mortgage broker for purchase, refinance and investor loans.
Call or text (415) 717-0477
tederickson@barrettfinancial.com
Navigate
Areas We Serve
Serving Marin, Sonoma and All of California
© 2026 Ted Erickson · Barrett Financial Group, L.L.C. NMLS #181106 · Ted Erickson NMLS #223442
Theodore Emery Erickson · NMLS #223442 · (415) 717-0477
Barrett Financial Group, L.L.C. · NMLS #181106 · NMLS Consumer Access
Branch: 3207 Grey Hawk Court, Suite 110, Carlsbad, CA 92010
CA 60DBO-46052 and 41DBO-148702. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity. Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines and property eligibility.