North Bay Mortgage Broker for Marin and Sonoma Counties
North Bay mortgage broker Ted Erickson serves buyers, homeowners and investors across Marin and Sonoma counties, from Novato and San Rafael to Petaluma, Santa Rosa and Healdsburg. He lives in Novato, has 24 years closing loans, and compares many lenders for jumbo, purchase, refinance, DSCR, bank statement and second-look loans.
5.0 Google Rating
NMLS #223442
24 Years Closing Loans
Get Your Mortgage Options
By submitting, you agree Ted may call, text or email you. Msg and data rates may apply. Reply STOP to opt out. Disclosures
North Bay Towns Ted Serves
Pick your town for local loan details. 2026 conforming loan limits are set by the FHFA for one-unit homes.
| Town | County | 2026 conforming limit (1 unit) | Local page |
|---|---|---|---|
| Novato | Marin County | $1,249,125 | Novato mortgage broker |
| San Rafael | Marin County | $1,249,125 | San Rafael mortgage broker |
| San Anselmo | Marin County | $1,249,125 | San Anselmo mortgage broker |
| Mill Valley | Marin County | $1,249,125 | Mill Valley mortgage broker |
| Tiburon | Marin County | $1,249,125 | Tiburon mortgage broker |
| Sausalito | Marin County | $1,249,125 | Sausalito mortgage broker |
| Larkspur | Marin County | $1,249,125 | Larkspur mortgage broker |
| Corte Madera | Marin County | $1,249,125 | Corte Madera mortgage broker |
| Fairfax | Marin County | $1,249,125 | Fairfax mortgage broker |
| Petaluma | Sonoma County | $897,000 | Petaluma mortgage broker |
| Santa Rosa | Sonoma County | $897,000 | Santa Rosa mortgage broker |
| Rohnert Park | Sonoma County | $897,000 | Rohnert Park mortgage broker |
| Windsor | Sonoma County | $897,000 | Windsor mortgage broker |
| Sonoma | Sonoma County | $897,000 | Sonoma mortgage broker |
| Sebastopol | Sonoma County | $897,000 | Sebastopol mortgage broker |
| Healdsburg | Sonoma County | $897,000 | Healdsburg mortgage broker |
Is it better to use a mortgage broker or go through a bank?
A bank can only offer its own loans and its own rules. A North Bay mortgage broker like Ted compares many lenders for the same file, which helps most when your income, property or loan size doesn’t fit one bank’s box, as often happens with Marin and Sonoma prices. A bank may suit a simple loan if you already bank there.
North Bay deals are rarely simple: high prices, jumbo loan amounts, self-employed buyers and investment properties. That’s the kind of file Ted likes.
Loans Ted Does in the North Bay
- Loans that another lender denied or couldn’t close
- Jumbo loans for Marin and Sonoma prices
- DSCR loans for rental properties
- Fix-and-flip, rehab and bridge loans
- Bank-statement and asset-based loans for self-employed borrowers
- Conventional, FHA, VA, purchase and refinance loans
I worked with Ted Erickson from Barrett Financial Group to secure financing for a home loan in Marin. … I have very good credit but there were some tricky spots and complications for my loan application. However, that did not stop or hinder Ted. He worked tirelessly to help me be approved, found great solutions to any issues … and he was there every step of the way and guiding me through the entire process.
Gavin B., Google review
Tell Ted What Happened
Got turned down, stuck in underwriting, or have a deal that doesn’t fit the box? Call or text Ted directly, or start your application online.
Theodore Emery Erickson · NMLS #223442 · (415) 717-0477
Barrett Financial Group, L.L.C. · NMLS #181106 · NMLS Consumer Access
Branch: 3207 Grey Hawk Court, Suite 110, Carlsbad, CA 92010
CA 60DBO-46052 and 41DBO-148702. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity. Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines and property eligibility.
Questions About Using a Mortgage Broker
Straight answers for Marin and Sonoma borrowers comparing a broker with a bank.
Call or text (415) 717-0477